Research
Research

Studies to Define Ideal Capital for Credit Unions


  • Case studies of credit unions with variances from an ideal capital level

  • Methodology for building an internal consensus on an ideal capital range

  • Methods for reducing excessive capital levels


Studies of Credit Union Financial Performance


  • Studies using two decades of annual credit union financial statement databases

  • Asset-size studies of financial performance by risk areas


Studies of Financial Modeling of Financial Goals


  • A simple financial model used for testing strategic goals over long time horizons

  • Simulation gaming software to teach asset / liability management decision making and financial planning in a market constrained environment


Studies of Risk-Based Capital


  • Analysis of NCUA’s Prompt Corrective Action net worth requirements

  • Analysis of “undercapitalized” credit unions and their fates


Studies of Cost Analysis, Budgeting, and Internal Performance Analysis


  • Contribution margin analysis of products and services

  • Design of budget setting and reporting systems


E-mail for More Information


Sollenberger@SollenbergerAssociates.com