Research Monographs
Financially “High Performing” Credit Unions: Evaluating Performance within a Strategic Financial Vision
Filene Research Institute, Madison, WI, 2008
Financially “High Performing” Credit Unions: Evaluating Performance within a Strategic Financial Vision – Research Methods and Results
Filene Research Institute, Madison, WI, 2008
Applying Risk-Based Capital Ratios to Credit Unions
with Kurt Schneckenburger, Research Report, Center for Credit Union Research and Filene Research Institute, Madison, WI, 1994
Books
Financial Planning for Credit Unions, 5th Edition
with Kurt Schneckenburger and Dr. Ronald L. Olson, Columbia, MD: Olson Research Associates, Inc., 2010
Strategic Financial Planning for Commercial Banks
with Drs. Ronald L. Olson and William E. O'Connell, Columbia, MD: Ivy Press, 1993
Selected Articles
“Strategic Planning for Ideal Capital in the New Economy,” CUNA CFO Council White Paper, August 2009. A revised and updated version of A Strategic Approach to Ideal Capital: Building a Consensus, CUNA CFO Council White Paper, June 2007
“Testing a Strategic Financial Vision: Using a Simple Financial Planning Model,” CUNA CFO Council White Paper, July 2008
“Credit Union Financial Performance: The Impact of Asset Size,” with Andrew Stanecki, Bank Accounting & Finance, April-May 2009
“Credit Union Financial Ratios: Twenty-Plus Years of Data and Analysis,” with Colin Taggart and Andrew Stanecki, CUNA CFO Council White Paper, July 2008
“Credit Unions Then and Now: Performance Analysis Shows Long-Term Trends” with Colin Taggart, Bank Accounting & Finance, December 2007/January 2008
“A Strategic Approach to Ideal Capital: Building a Consensus,” CUNA CFO Council White Paper, http://cunacfocouncil.org, June 2007. Reprinted in Strategic Planning Report, Benjamin Rogers, Editor, 2007, The CEO Report, Rockville, MD
“Where Do All the Undercapitalized Credit Unions Go?” with Colin Taggart, Bank Accounting & Finance, December 2006/January 2007
“Finding the Strategic Capital Position: How Three Credit Unions Use Capital Targets to Influence Strategic Thinking,” Bank Accounting & Finance, June/July 2006
“Building a Consensus on Credit Union Capital Adequacy,”Bank Accounting & Finance, August 2005
Comments on Assessing Capital Adequacy in Credit Unions, National Credit Union Administration Summit on Credit Union Capital, Washington, DC, October 19, 2004
“Credit Union Risk-Based Net Worth Measurements: The First Years,” Bank Accounting & Finance, June 2004
"Solving the Dilemma of Excess Capital," with Dr. Matthew Anderson, Credit Union Executive Center, CUNA & Affiliates, http://cucenter.cuna.org, April 22, 2002
“Will Risk-Based Capital Measurements Help?” with Gregory Cusick and Kurt Schneckenburger, Credit Union Executive Journal, November/December 1999
"FASB Statement No. 107 Disclosures: How Smaller Financial Entities Reported: A Survey of Credit Unions and Their First-Time Disclosures," with Brian Ballou, The CPA Journal, October 1994
"The CAMEL Rating System: The Good News and the Bad News," The Federal Credit Union, March 1991
"Responsibility Accounting: Creating a Framework for Budgeting – Part I" and "Responsibility Accounting: Creating a Framework for Budgeting – Part II," Credit Union Executive Journal, Spring 1990
"The Five Phases of Budgeting," Credit Union Executive Journal, Winter 1990
Changing Perspectives of Bank Budgeting, The Stonier Graduate School of Banking, American Bankers Association, 1984-1988
"Interest Margins: Analyzing Variances Is Key to Asset / Liability Management" and "Interest Margins: A Practical Look at Variance Analysis," Credit Union Executive Journal, Spring 1987
